Item 8.01 section not located in normalized markdown

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):

May 29, 2026

ORRSTOWN FINANCIAL SERVICES, INC.
(Exact name of registrant as specified in its charter)

Pennsylvania
001-34292
23-2530374 |
(State or other jurisdiction of incorporation)
(Commission File Number)
(IRS Employer Identification No.)

4750 Lindle Road, Harrisburg, Pennsylvania
17111
(Address of Principal Executive Offices)
(Zip Code)

Registrant’s Telephone Number, Including Area Code:
(717) 532-6114

Not Applicable
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following
provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)).

Securities registered pursuant to Section 12(b) of the Act:

Title of each class
Trading symbol(s)
Name of each exchange on which registered
| Common Stock, no par value |
ORRF
Nasdaq Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2
of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial
accounting standards provided pursuant to Section 13(a) of the Exchange Act.

| Item 8.01 |
Other Events

(a) Orrstown Financial Services, Inc. (the “Company”)
announced today that it will redeem the Company's $31,000,000 outstanding 4.5% Fixed-to-Floating Rate Subordinated Notes (the “Notes”) due 2030, on June 30, 2026 (the "Redemption Date") at a redemption price in cash equal to 100% of the principal
amount of the Notes, plus accrued and unpaid interest, if any, on the principal amount of the Notes to, but excluding, the Redemption Date. The Notes were assumed by the Company upon the completion of its merger with Codorus Valley Bancorp, Inc.
on July 1, 2024. At March 31, 2026, the interest rate on the Notes was 7.72%.

Notice of the redemption has been mailed to the Noteholders in accordance with the terms of the Notes. The information contained in this Current
Report on Form 8-K does not constitute a notice of redemption of the Notes. Holders of the Notes should refer to the notice of redemption delivered by U.S. Bank.

(b) On May 21, 2026, the Company received notice from
a third-party vendor that such vendor had experienced a cybersecurity incident whereby a third-party gained unauthorized access to sensitive personal information of certain of the Company’s customers. The Company is one of a number of
organizations that have been affected by this vendor’s cybersecurity incident.

Based on the Company’s investigation to date, the Company’s information systems and networks have not been accessed, compromised or affected by the
incident.

The vendor has informed the Company that there is currently no indication that the Company’s customer information has been misused. Impacted
customers will be notified of the incident and offered credit monitoring services.

The incident has not had and is not expected to have a material impact on the Company’s operations, and the Company does not currently anticipate
that this incident will have a material impact on its financial condition or results of operations.

Cautionary Note Regarding Forward-Looking Statements

This Cur